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Retirement Planning – Smith Robinson & Co

Retirement Planning

  • If your approaching retirement there are a number of choices to turn your pension fund into an income. You will probably receive a pack from your existing pension company detailing their offering, we can’t stress enough that you should ignore this. 

    There are hundreds of providers who can offer you a better potential income or way of taking your pension in a way which will suit you, you just need to shop around. 

    The pension reforms which came into effect in April 2015 have allowed for a wider choice and offer more flexibility than ever before.

    The main choices are:

    • Income Drawdown
    • Uncrystalised Funds Pension Lump Sums
    • Full Cash Withdrawal
    • Fixed Term Annuities
    • Annuities

    Each option has their own merits and therefore its about how you want to take your income. 

    We offer a full review of your circumstances to find out what your priorities are. We will then research the whole market and find a suitable solutions taking into consideration tax efficient options, flexibility and desire to protect your pension savings for your estate. 


  • Book a review

    Start planning your options early.